Disclaimer: Steve Koncevich is a Mutual Fund Representative attached to PEAK Investment Services Inc. As a Mutual Fund Representative, Mr. Koncevich is not authorized to offer Stocks or Bonds. Mutual Funds do contain stocks and commodities as part of their general composition, however as a stand alone product, he is not licensed to offer them. Commissions, trailer fees, management fees and expenses may be associated with mutual fund investing. Read the prospectuses and annual reports and latest financials before investing. Mutual funds are not guaranteed investments like GICs and their individual unit values change frequently. Remember that past performance does not guarantee future results, also please note that the information presented here are in no way recommendations and should only be viewed as informative. As a Financial Security Advisor, Mr. Koncevich is licensed to offer Insurance products, however all insurance products and Services activities are offered independently of PEAK Investment Services. This website is only intended for residences of the following provinces Quebec and Ontario.